Note, 1. Those that are wise will increase what they have and live plentifully; their wisdom will teach them to proportion their expenses to their income and to lay up for hereafter; so that there is a treasure of things to be desired, and as much as needs be desired, a good stock of all things convenient, laid up in season, and particularly of oil, one of the staple commodities of Canaan, Deu 8:8. This is in the habitation, or cottage, of the wise; and it is better to have an old-fashioned house, and have it well furnished, than a fine modern one, with sorry housekeeping. God blesses the endeavors of the wise and then their houses are replenished. 2. Those that are foolish will misspend what they have upon their lusts, and so bring the stock they have to nothing. Those manage wretchedly that are in haste to spend what they had, but not in care which way to get more. Foolish children spend what their wise parents have laid up. One sinner destroys much good, as the prodigal son.

There is a treasure to be desired,.... Gold, silver, jewels, and precious stones; all sorts food, as Aben Ezra explains it, and rich and costly, raiment; all which may be lawfully desired and sought after, and, when obtained, laid up for future use; which may be spared for their own service and that of posterity: but there are riches of grace, a pearl of great price and treasure in heaven, more desirable than these, Mat 6:19;

and oil in the dwelling of the wise; which is particularly mentioned, because a principal blessing of the land of Canaan; much used for food, and was for delight and refreshment: and something of this was in the house of every wise, provident, and industrious man, for the use of him and his family; even though he lived but in a "cottage", as the word (f) signifies this is an emblem of the grace of God, which is sometimes compared to oil; which a wise man is chiefly concerned, that it may be in his heart, in his house, and in his family;

but a foolish man spendeth it up; the oil; he swallows it up at once, as soon as he has got it, and wastes and lavishes away what his wise father had provided for him. This may refer not to oil only, but to the desired treasure, wealth, riches, substance of every sort, he is heir to and becomes possessed of; and which, in a spiritual sense, may be applied to a foolish wicked man, who misspends his time, neglects the means of grace, and all opportunities by which men grow rich and wise in spiritual things; see Mat 25:1.

(f) "tuguirolum", Mercerus, Gejerus.

The wise, by diligence and care, lay up and increase wealth, while fools

spend--literally, "swallow it up," greedily.